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Here are a few ways in which SBI customers can check their account balance:

Here are a few ways in which SBI customers can check their account balance:
  1. Passbook
  2. ATM
  3. Net banking
  4. SMS Banking
  5. Mobile Banking using the State Bank of India (SBI) Mobile Apps
  6. SBI Anywhere
  7. SBI Quick
  8. SBI Online

SBI Anywhere Saral (SBI m Passbook)These SBI balance enquiry options have been discussed in detail here:

  • SBI Passbook: State Bank of India issues passbook to its customers when they open a bank account. Customers need to keep their passbooks updated at all times to make sure that it contains the information about all the transactions they have carried out. Customers can open their updated passbooks to check their current balance and also see the record of both the debit and credit transactions carried out by them. The customers need to visit the bank branch for each passbook update. This method of balance enquiry is still available since a lot of people are still not keen on using net banking or mobile banking services provided by the bank.
  • SBI ATM: Customers that hold an SBI account can use the ATM-cum-debit card issued to them to check their account balance.

They need to visit a State Bank of India ATM and follow the steps mentioned here:

  1. Swipe the SBI ATM-cum-debit card
  2. Use the 4-digit ATM PIN
  3. Choose the “Balance Enquiry” option
  4. Finish the transaction
  • The customers also have the option to check their last 10 transactions by choosing the Mini Statement option at the ATM.
  • The SBI ATM will print a receipt containing the details of the last 10 account transactions.
  • SBI account holders can also visit non-SBI or third-party ATM service to check their account balance.
  • It is important to note here that RBI has limited the number of free transactions per ATM card. Balance enquiry is also counted as one transaction. Once you use up your free transactions, you will have to pay transaction charges for every transaction you carry out in the month. The number of transactions is inclusive of the ones you carry out at any ATM whether it is an SBI or a non-SBI bank ATM. This is one of the main reasons why you should do your balance enquiry online and reserve the ATM transactions for cash withdrawal only.

SBI Balance Enquiry Toll-free Number:

Mobile-savvy State Bank of India customers can use the SMS banking services provided by the bank to check their balance or receive a mini-statement. The customers need to give a call to the SBI Balance Enquiry Toll-free Number to receive the details.
To check the account balance,

  1. The customers can give a missed call to the SBI Balance Enquiry Toll-free Number 18004253800 or 1800112211. 
  2. They can also send SMS “BAL” to 09223766666.
  3. To get the account mini statement, 
  4. the customers need to give a missed call to 18004253800 or 1800112211. 
  5. They can also send SMS “MSTMT” to 09223766666.

SBI Mobile SMS Service: 

SBI customers can use their mobile phone numbers to register for this service and then use it to check their account balance. Here are the steps to follow to register:

  1. SMS “MBSREG” to 9223440000 using your mobile number registered with SBI
  2. Wait for SBI to send a default MPIN and user Id
  3. Change MPIN by SMS.
  4.  Send an SMS in the format “SMPIN [User Id] [old MPIN] [new MPIN]”
  5. Accept the Terms and Conditions by sending SMS “SACCEPT [User ID] [MPIN]”
  6. Then, SBI will send a registration confirmation message. 


  • Customers can now use this service to check the account balance via SMS in the format “SBAL [User Id] [MPIN]”. For mini statement, send SMS in the format “SMIN [User Id] [MPIN]”. Do not use the [] for SMS, just enter the values.
  • SBI (credit) card holders can also avail the Simply SMS service provided by SBI for balance enquiry. 
  • To check their account balance, they need to send SMS “ BAL XXXX” to 5676791 where XXXX are the last four digits of their credit card number. 
  • You can find this information easily on the SBI Quick app or the State Bank of India website.

SBI Net Banking: 


  • State Bank of India (SBI) Account holders that have registered for net banking can use their SBI net banking login id and password to log into the online SBI website. They can choose a range of banking facilities provided by SBI to its customers including balance enquiry, funds transfer, etc.
  • SBI Mobile Banking: SBI offers mobile banking services to its customers through a range of mobile apps including SBI Anywhere, SBI Online, and SBI Anywhere Saral. Here are the ways in which SBI account holders can check their account balance using their mobile phones:
  • SBI Anywhere: SBI customers can download the SBI Anywhere app on their Android or iOS devices to avail the mobile banking facilities. After logging in using their mobile banking credentials, the customers can avail plenty of banking services such as balance enquiry, account statement check, funds transfer, etc.

SBI Online:


  • State Bank of India account holders can use the SBI online app easily on their smart phones for SBI banking services such as funds transfer, balance check, account statement, NEFT, IMPS, etc. This app provides the interface similar to that of the SBI desktop website. Just by entering their net banking credentials, customers get access to all these banking services instantly.
  • SBI Anywhere Saral: SBI corporate internet banking customers can use this app to carry out banking transactions. They can do a funds transfer, mobile recharge, balance enquiry, check last 10 transactions, get a mini account statement, etc. Retail SBI customers cannot use this app for balance enquiry.

Missed Call Banking:


  • Missed cal banking allows you to perform a number of banking operations just by giving a missed call or sending an SMS to your bank. The service includes mini-statement, E-statement (last 6 months), and education loan certificate statement, home loan certificate statement, ATM configuration, generate ATM PIN, home and car loan details, social security schemes’ details, etc. This service is facilitated by RBI and provided by almost every bank in the country.
  • There may be specific but minimal charges associated with the service particularly for sending and receiving SMS. The charges are subject to bank’s policy. However, most banks do not charge anything for balance enquiry on their toll-free number. The biggest advantage of this facility is for the people who have multiple accounts in the same bank. The bank will send a message containing the balance information of all the accounts with account number and account type.
  • However, there are situations such as too much load on server or peak banking hours in which you may not receive the SMS. You can wait for some time and try again later.

Missed Call Banking Registration:


  1. The customers are required to index their registered mobile number for the service. 
  2. This is a one-time process in which you have to send an SMS mentioning ‘REG<SPACE>Account Number’ to their respective bank’s service number. 
  3. You will receive a confirmation message from the bank mentioning that the service has been activated in your account.

SBI Balance Enquiry:


  1. SBI offers missed call balance enquiry service by the name of ‘SBI Quick.’ 
  2. SBI balance enquiry through missed call service is easy. 
  3. You have to register for the service first.
  4. And then you can give a missed call on 9223766666. 
  5. You can also send an SMS mentioning BAL to the same number and check your SBI account balance.

  • You can also download and install the ‘SBI Anywhere’ which is the internet and mobile banking app. You can check your account balance and perform many other banking operations such as internet banking, ATM configuration, etc. Some other mobile applications such as SBI UPI app and SBI Buddy (mobile wallet) can also show your account balance.

Significance of Regular Account Balance checks:


  • Money management is an important factor in modern economic scenario where people are more capable of spending money and pay majority of their expenses online. This makes
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